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Children are notoriously restless and don’t have very long attention spans. Weddings are often a challenge for their patience and good behavior. If you anticipate having young children attend your wedding, choose wedding entertainment that makes allowances for them. You don’t have to turn your wedding into a playground, but having wedding entertainment to keep kids occupied means everyone will have a better time!Don’t test their patience.
While the speeches may be a part of the wedding entertainment for the adults, especially if they are funny, kids won’t understand and will be bored. Remind those making speeches to keep them short. Consider a break if there are many speeches, where guests can get up and walk around, and young children be released from sitting still!Bring in some help.
Most wedding entertainment is aimed at adults, so consider bringing someone in specifically to help entertain the kids. If you can, set up a small room for the kids to use and stock it with some books and toys. Hire a babysitter or two from a service for the evening, to read the kids stories and play games with them. It will be a small part of your wedding entertainment budget, but a big hit with guests. Not only will you keep the kids occupied, but their parents will be free to enjoy the rest of the wedding entertainment without worrying about the kids.Get into the groove.
Kids love to dance from the time they can stand, so when choosing the musical portion of your wedding entertainment, try to select music that kids will enjoy. This doesn’t mean you need to hire children’s musicians as your wedding entertainment! Just try to select a genre that young kids will enjoy dancing around to. If you have a DJ, ask them to play a good selection of bouncy, danceable beats. You will find the adults enjoy it just as much as the kids, and the dance floor will be packed. If you are planning to hire a band to provide wedding entertainment, look for a band that plays upbeat and of course appropriate music for kids to enjoy.A bag of fun.
Wedding entertainment for kids doesn’t have to be complicated. Take a cue from a children’s birthday party and provide goodie bags for the kids attending. Fill them with simple activities such as crayons and a small coloring book, small toys, play-dough, or travel versions of popular games. These things will let kids create their own wedding entertainment, and can occupy them both at the table and throughout the evening.Send them on a mission.
Another great wedding entertainment idea for kids is to set up a treasure hunt they can engage in throughout the evening. Give them a list of items to collect from around the reception hall. Plan ahead by placing the item around the hall so they can find them easily enough, but with enough effort to keep them occupied for a while. As part of the wedding entertainment for the rest of the guests, hand out prizes at the end.Wedding entertainment for kids simply means keeping them occupied and preventing boredom. When you incorporate these ideas into your wedding entertainment plans, you will be sure both parents and kids have a blast at your wedding!

Most people investing money in a 401k plan in 2011 and beyond will likely feel like confused beginners because they don’t understand the various investment options. Investing in a 401k has great advantages and can be as simple as investing gets, even for beginners. Now that I’ve told you that let me prove it.Your 401k is the most convenient way to set aside money for retirement with a tax break, and the perfect place to start investing for beginners. You have your investment options spelled out for you, and you can make changes at will without income tax consequences every year. Plus, you automatically have money going into your account on an ongoing basis which mellows out your risk. Where else can you find such a retirement program? You can get help from human resources if you have questions. But they will not stick their necks out and get specific about investing and the investment options offered. I will.For 2011 and beyond, your first step should be to get your hands on the literature that describes your 401k plan, its investment options AND other features available to you. The second step is to be honest with yourself in terms of your risk profile for investing your hard earned money: conservative, moderate or aggressive. Third, simplify your life by eliminating from consideration the investment options and features that are not important to beginners. Since the vast majority of you are investing as beginners (don’t follow the markets daily and don’t care to) the following features and investment options you can or should ignore.If you have the option of investing in a brokerage account, ignore it. This is for people who want to pick specific stocks and bonds to invest money in. If your employer’s stock is one of your investment options, tread lightly because it’s just another stock in the eyes of the world of investing; and any single stock can be risky. If you have TARGET retirement funds as investment options I’d ignore them too if you are relatively safety conscious and want to control your own financial future. These funds sell themselves as the haven for investing for beginners, one stop shopping. Often they are riskier than you think.When investing money for 2011 and beyond, what investment options and features should beginners focus on? If you have a stable account or fixed account as one of your options, use it as your safe place to invest money. The interest rate will likely be higher than you’ll find anywhere else. Otherwise a money market fund will be your best safe investment option. If your 401k has an automatic rebalance feature, investing for beginners just got better. We’ll explain later.Now, we focus on the basic investment options in virtually all 401k plans that you really need to focus on: stocks funds and bond funds. These are simply professionally managed portfolios of securities ranging from safer to riskier. The stable account or money market fund is where you allocate money for safety, bond funds offer higher interest income with moderate risk, and stocks funds offer the greatest profit potential with the most risk. Investing money in all three of these basic investment options gives you diversification, and is your best way to get long term growth without excessive risk.Investing for beginners guidelines: go with high quality intermediate-term bond funds, and high quality equity-income stock funds that invest in large companies and pay yearly dividends of about 2%. Now the question becomes asset allocation: what percent of your money flowing in each pay period goes to each of the investment options. Secondly, what percentage of your invested assets (the value of your 401k account) should be allocated to each of the investment options? A simple example follows for beginners who consider themselves conservative to moderate in the risk department.Investing for beginners model portfolio: equal money (1/3 each) goes to your safe investment option, bond fund(s), and stock fund(s). Also keep the money already in your 401k account allocated the same way. If you have an automatic rebalance feature, request that your account be rebalanced each year. This way, you keep risk under control. Otherwise, you could end up with too much money in one place because the investment options will all perform differently. If you don’t have the auto rebalance feature, move money around once a year to get the investment options back to equal.If you are conservative invest money heaviest in the safe option, followed by bond funds with the least going to stock funds. Reverse the emphasis if you are a risk taker and want to be aggressive. Investing in 2011 and beyond could be tricky, especially for beginners. In a 401k you have the advantage of money flowing into your investment options each pay period to mellow out the ups and downs of the stock and bond funds. If you follow the investing for beginners guideline we’ve covered you should do just fine over the long term.

Dealing with senior health care of an elderly family member, spouse, partner or friend can be a trying experience. You may have your grandparent to look after or perhaps it is your mother or father who has fallen ill, no matter who the person is, the fact is that you are the one responsible for looking out for their best interests. You are the advocate for your loved one and you need to be sure that all of their medical needs as well as personal needs are met. It is important to learn about the resources that you have available to you right in your community. You do not have to do all of this alone as there are resources and support groups to help you when it comes to elder care.There can be many reasons that your loved one is in need of senior health care such as: they suffered a broken hip where rehabilitation is a necessity, they are suffering with dementia or Alzheimer’s and are in need of constant care or maybe the effects of aging is limiting their ability to do things on their own. No matter what the cause is for the need of elder care, the fact is that you need to be cautious when it comes to senior health care. You really need to be aware of how they are caring for the person you are responsible for. If you put yourself in the senior’s shoes, it is easy to know what to look for. Are they feeding him or her right? Are they spending time with your loved one? Is your loved one’s needs being met?Overseeing one’s senior health care is not an easy job but with the right resources and knowledge you can make sure that your loved one is getting the best care possible. There are many things to consider when choosing a facility that will be caring for an elderly loved one. The first thing to consider is the type of care that your loved one will need. Do they need long term elder care, short term elder care or do they just need some extra help to get back on their feet after being in the hospital? Once you know the type of care they need, you can look into facilities or home health care to meet your loved one’s needs.Another thing to consider when making the choice for senior health care is what type of condition they have. In some cases the condition will pass and in other cases, it is a lifelong condition that will require frequent admissions to the hospital. This will help you in determining if you need to partner with senior health care providers that can give you the flexibility you need when it comes to your loved one. There is a great deal to remember when you are looking after an elderly loved one and you do not want to miss anything that is necessary for their well being. Most likely you are working with a limited budget so finding quality senior health care can be difficult, you have to make the most out of what you got.It often becomes necessary to lean on other resources to help you in this matter. There are plenty of free resources as well as ones that are covered on various types of medical insurance including Medicare that can help keep you focused on what needs to be done. They can walk you through what you need to do, what you will need and how to stay on top of things so that you can provide your loved one with the best possible care in a timely manner. It can be very helpful for you to make a checklist of all things that need to be managed where senior health care is concerned this way nothing will be missed.Since each care plan is based on the specific needs of the individual, you will need to have a complete copy of your loved ones medical history to include their current and past medications, test results that they have had done and their doctors information. You should also keep up to date on their financial resources and a resource list that details the patient’s personality so the potential caregivers will know what to expect from the patient. This can help to make a better bond between the patient and any caregivers that may be working with your loved one.In addition to your checklist, you should make a list of providers and various facilities in your area so you know where you can take your loved one when they need care. You should also educate yourself with their medications and possible drug interactions. Talk with the doctor to get a list of medications that the patient is on and what they used to be on. Learn about the side effects and drug interactions so you can oversee their medications and how they are being administered once they are in the facility. If your loved one is staying at home, it is very crucial to be on top of their medications so that they do not miss a dose of a crucial medication or so that they do not over medicate themselves.There is a great deal to remember when keeping up with senior health care but once you get all of the necessary information you need, have a check list of what your responsibilities are and a resource list of who you can turn to for help, you will find that everything will fall into place. You will have a better understanding of what you need to do and that will make staying on top of all of much easier. Remember that you are the advocate for your loved one and in some cases you will be the one taking care of all of their needs and all that goes with senior health care. Remember that you have a resource list in place to help you with this so you will not get overwhelmed or run down when you use the resources as needed.

Home health care is exactly what you’d expect. If you don’t like the hospital scene, can’t afford it, or would just rather stay in your house, these can be achieved by choosing home health care. Other advantages include lower cost, more individual attention, and easier access to the care provider. You will feel more at ease in your own home.The main purpose of this is to treat a sickness, injury, or other similar problem. Being able to remain in the comfort and familiarity of your home can be a very positive experience. A safe, well-known place to recover can allow visits from friends and family. Invite them over for coffee and to sign your cast.Wondering if your type of situation is right for this? Many people recovering from injuries and ailments can choose home health care, including those suffering from things that require physical therapy, speech therapy, patient and aid education, nutrition therapy, occupational therapy, and anything that benefits from monitoring. Even daily chores like cooking are under this.Many agencies offer home health care as an option. Do some research to find the location and services offered of all the home health care providers. Make sure home health care is certified by your insurance before making that your choice. Otherwise it might not be covered. No one needs extra stress when going through a time of turmoil.While on duty, staff hired from their agencies will provide services for daily activities like eating meals, checking pulse, lung function, medicine and other treatment timing, check on pain levels, make sure your area is safe, and coordinate with your doctor and other care providers to help you regain your independence as quickly and effectively as possible.In order to provide the best service, be sure to describe your situation, needs, and expectations for your helper. This is called your plan of care. Your doctor should be involved in this process to help make sure the complete care is given. Plans of care will be reviewed often to ensure it is on track and remaining effective.Don’t feel like you can’t speak up and ask questions to your care provider, either. Any concerns and questions should be answered in order to give you the best care. If they are impolite, won’t explain things to you, or delay responses when you ask for something, report this to any other health care professionals.Now that you know a little more about home health care, search some sources of information for more details. They will describe good and bad experiences from their patients, which ones benefitted from them the most, and pricing will be offered, as well. It can be a very helpful alternative for you and your loved one.

#EANF#

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.

Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).

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While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.

Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.

Major indexes have been making rally attempts with the Dow Jones and S&P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.

Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.

Cheniere Energy Stock
LNG shares rose 1.1% to 175.79 during Friday’s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.

Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72 buy point formed on Aug. 10.

Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.

Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.

The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.

In the first half of 2021, less than 40% of Cheniere’s cargoes of LNG landed in Europe. That jumped to more than 70% through this year’s second quarter, even as the company ramped up new export capacity. The urgency of Europe’s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union’s natural gas.

In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.

Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 41.

Vertex Stock
VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.

The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock’s performance vs. the S&P 500 index.

Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.

The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).

In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.

S&P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.

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Cardinal Health Stock
CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.

Cardinal Health stock’s relative strength line has also been trending up for months.

The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.

Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.

S&P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.

Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.

Steel Dynamics Stock
STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.

Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.

Steel Dynamics’ latest consolidation could be seen as part of a larger base going back six months.

Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer’s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.

The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.

How Millett Grew Steel Dynamics From A Three Employee Business

STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 98.

Genuine Parts Stock
GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.

GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.

The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.

On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.

Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3. GPC’s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.

During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.

Fellow auto stocks O’Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O’Reilly reports on Oct. 26.

IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.

US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent

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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.

Source: Comex

Nasdaq Top Gainers and Losers

Source: Nasdaq

Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined.